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Two: SELECT YOUR PREFERRED RATE PLAN, and CONTINUE

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Pricing :
Unless you are planning to take more than three separate trips in a 12-month period, Standard rate (single-trip) cover could well end up being cheaper than annual trip insurance.
Annual travel insurance is designed to cover those traveling three or more times a year and it is common for the cover period to be limited to around 31 days of consecutive travel per trip. The number of trips per year will more often than not be unlimited as long as you return within the number of days specified by the insurer.
Pricing :
The rate plans are divided into Basic, Elite, Comfort, Platinum, Europe and Student.
COVID-19 COVER Terms and Conditions
- Maximum sum insured for COVID-19 coverage, USD100, 000 or the minimum Embassy requirement whichever is lower.
- Subject to negative pre travel test no earlier than 72 hours prior to departure or as mandated by the relevant Embassy authority if shorter.
- No cover for travel to North and South America, South Africa and India. Other territories may be added to this list from time to time depending on severity of infection.
- No COVID-19 cover for those persons aged 70 years and over.
- Although pre-existing health issues are excluded from cover as standard, no cover will be granted for COVID-19 for those applicants who have serious or chronic pre-existing health issues. Defined as any condition that is likely to increase the severity of COVID-19 infection, including but not limited to chronic heart, kidney or liver disease and chronic lung and respiratory illness.
- No coverage for any tests before, during and after travel.
- Subject to Insureds complying with local laws and rules of social distancing, Personal Protective Equipment (PPE) and restricted activities as advised and/or mandated by the government of the country of destination.
- This will extend the medical section of the insurance only and no cover will apply to any other section of the travel policy for example, cancellation, Travel Delay or Trip Interruption.